A few real life examples of Bus Factor and Key Person Risk

https://en.wikipedia.org/wiki/Bus_factor
https://en.wikipedia.org/wiki/Key_person_insurance

Usually real life examples include some sort of personal drama
e.g relationship break-ups, getting kicked out of their house and not having anywhere to live etc ...

I'm sure we all have plenty of examples!

Isn't Wikipedia fantastic having all these sorts of articles ...